Compliance built to hold up
under examination.
RESPA/TRID compliance audits, Encompass LOS implementation, and policy documentation — fixed-scope projects with written deliverables, delivered remotely to U.S. lenders.
Four Core Services.
One Clear Deliverable Each.
Every engagement ends with something tangible — a written report, a configured system, or documented policy your team can act on immediately.
Encompass Implementation
& Configuration
Full LOS setup for new or migrating lenders — business rules, custom input forms, workflow optimization, and user training. You get a fully configured system, not just recommendations.
$4,000 – $8,000 per projectRESPA/TRID Compliance
Audit & Gap Analysis
Structured loan file review with a written findings report and prioritized remediation recommendations. Ideal for pre-examination readiness or after a period of rapid growth.
$2,000 – $4,500 per projectPolicy & Procedure
Documentation
RESPA/TRID compliance manuals, QC plans, and employee training materials written to current regulatory standards and CFPB guidelines — everything your team needs to stay consistently compliant.
$1,500 – $3,500 per projectEncompass Workflow
Optimization
For lenders already on Encompass who need their instance tuned — error reduction, compliance enforcement, and operational efficiency improvements. Scoped per complexity.
$2,500 – $5,000 per projectBaynon Advisory Group was founded to bring senior-level mortgage compliance expertise to independent lenders who need it most — without the overhead of a large consulting firm or the uncertainty of open-ended hourly billing.
With direct experience in RESPA, TRID, and CFPB regulatory compliance, and hands-on Encompass LOS administration, BAG bridges a gap most consultancies can't: identifying compliance problems and configuring the system that caused them — in the same engagement.
Every project ends with a written deliverable. A report. A configured system. A documented policy. Something your team can act on and regulators can review.
What Makes This Different
Most lenders choose between a compliance consultant who doesn't know the LOS, or an Encompass admin who doesn't know the regulations. BAG is both.
Deep RESPA/TRID/CFPB knowledge paired with hands-on Encompass configuration. Problems get identified and fixed inside the system — in the same engagement.
Every engagement has a clear Statement of Work — defined deliverables, timeline, and fixed price. No open-ended hourly billing. 25% deposit to start, balance on delivery.
You receive something tangible at every project close — a written findings report, configured Encompass instance, or documented policy. Not just a call and some advice.
BAG operates from Europe with structured overlap during U.S. Eastern business hours. Async-first workflow, no scheduling bottlenecks — but always reachable when it matters.
Four Steps. One Clear Outcome.
Every engagement follows the same clean process — from a brief discovery call to a final written deliverable your team can act on.
A brief call to understand your compliance environment, loan volume, and the specific issue to address. No obligation.
A clear Statement of Work with defined deliverables, timeline, and fixed price. 25% deposit required to begin.
Project work with milestone check-ins. Final deliverable — report, configured system, or documented policy — within the agreed timeline.
A debrief call on findings and next steps. Open to follow-on engagements as your compliance program evolves.
Ready to talk through your compliance needs?
Send a message using the form or reach out directly. Expect a response within one U.S. business day.